Fix and Flip loans provide short-term financing for the purchase and renovation of residential properties. Underwriting focuses on the project scope, budget, after-repair value (ARV), and borrower experience to support efficient execution from acquisition through exit.
Eligible Property Types:
Eligible properties generally include single-family residences, townhomes, and small residential assets undergoing renovation or repositioning as part of a value-add strategy.
Fix & Flip Loans:
1
Bridge Loans
A bridge loan is a short-term loan used to "bridge" the period between the purchase of your property and long term financing. In the case of bridge loans, there is no construction financing component and financing can typically be finalized 5-7 business days from term sheet.
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Up to 85% LTC, 70% LTV
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Loans from $100k to $3mm
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13, 19, 24-month loan term options
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Non-recourse available
2
Fix and Flip Loan
A fix & flip real estate loan is funded by a private lender to offer quick financing solutions for a value-add property that needs rehab. Underwriting is generally based on the rental income of the property and your project experience, rather than the personal credentials of the borrower.
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Up to 90% LTV of purchase financing, 100% of Rehab Cost.
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Loans from $100k to $3mm
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12,18, 24-month loan term options
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Non-recourse available
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Interest-only loans, paying interest only on drawn funds during Rehab
3
Ground-Up Construction
Ground-up Construction loans for experienced investors looking to grow their portfolio and increase their margins on flips.
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Up to 85% LTC, 70% LTV
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Loans from $100k to $3mm
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13, 19, 24-month loan term options
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Non-recourse available
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Interest-only new construction loans, paying only on drawn funds
